2020年將在11月舉行申碩考試，而同等學力申碩考試中英語考試部分很重要，考生要多加強此方面的練習。以下是為大家整理的2020年英語語法練習題，大家可作為參考練習，考生也不能在復習上掉以輕心哦。

一、

　　The term investment portfolio conjures up visions of the truly rich-the Rockefellers, the Wal Mart Waltons, Bill Gates. But today, everyone from the Philadelphia firefighter, his part time receptionist wife and their three children, to the single Los Angeles lawyer starting out on his own-needs a portfolio.

　　A portfolio is simply a collection of financial assets. It may include real estate, rare stamps and coins, precious metals and even artworks. But those are for people with expertise. What most of us need to know about are stocks, bonds and cash (including such cash equivalents as money market funds).

　　How do you decide what part of your portfolio should go to each of the big three? Begin by understanding that stocks pay higher returns but are more risky; bonds and cash pay lower returns but are less risky.

　　Research by Ibbotson Associates, for example, shows that large company stocks, on average, have returned 11.2 percent annually since 1926. Over the same period, by comparison, bonds have returned an annual average of 5.3 percent and cash, 3.8 percent.

　　But short term risk is another matter. In 1974, a one year $1000 investment in the stock market would have declined to $735.

　　With bonds, there are two kinds of risk: that the borrower won't pay you back and that the money you'll get won't be worth very much. The U.S. government stands behind treasury bonds, so the credit risk is almost nil. But the inflation risk remains. Say you buy a $1000 bond maturing in ten years. If inflation averages about seven percent over that time, then the $1000 you receive at maturity can only buy $500 worth of today's goods.

　　With cash, the inflation risk is lower, since over a long period you can keep rolling over your CDs every year (or more often). If inflation rises, interest rates rise to compensate.

　　As a result, the single most important rule in building a portfolio is this: If you don't need the money for a long time, then put it into stocks. If you need it soon, put it into bonds and cash.

　　1、This passage is intended to give advice on ______.

　　A.how to avoid inflation risks

　　B.what kinds of bonds to buy

　　C.how to get rich by investing in stock market

　　D.how to become richer by spreading the risk

　　2、The author mentions such millionaires as the Rockefellers and Bill Gates to show that ______.

　　A.they are examples for us on our road to wealth

　　B.a portfolio is essential to financial success

　　C.they are really rich people

　　D.they started out on their own

　　3、Which of the following statements will the author support?

　　A.Everybody can get rich with some financial assets.

　　B.The credit risk for treasury bonds is extremely high.

　　C.It's no use trying to know the advantages of stocks, bonds and cash.

　　D.Everybody should realize the importance of distribution of their financial assets.

　　4、The word "returns" in paragraph three can be best replaced by " ______."

　　A.returning journeys　　B.profits　　C.savings　　D.investments

　　5、The author of the passage points out that ______.

　　A.keeping cash is the only way to avoid risks

　　B.the longer you own a stock, the more you lost

　　C.the high rate of profit and high rate of risk coexist in stocks

　　D.the best way to accumulate wealth is by investing in stocks

　　參考答案：

　　1、D　2、D　3、D　4、B　5、C

二、

　　1、______ had I reached school than the bell rang.

　　A. No sooner　　B. Only　　C. Hardly　　D. Rarely

　　2、______, he faced the difficult situation calmly.

　　A. As he was young　　B. Young was he

　　C. Young as he was　　D. He was young

　　3、There is some evidence ______ dishonesty may ebb and flow.

　　A. why　　B. how　　C. when　　D. that

　　4、All ______ is a continuous supply of the basic necessities of life.

　　A. what is needed　　B. the time needed

　　C. for our needs　　D. that is needed

　　5、______ the train accident was a miracle.

　　A. The child would survive　　B. Why the child survived

　　C. That the child survived　　D. When the child survived

　　參考答案&解析：

　　1、A　本題主句為倒裝句，助動詞had被提前，A、B、C、D 四個選擇都符合倒裝這一要求，但只有no sooner 才可以和than 連用。因此A為正確選擇。注意：no sooner … than … 和hardly … when … 為固定搭配。

　　2、C　屬于形容詞young 放在句首的部分倒裝句型，young as he was = although he was young 。

　　3、D　根據空當后內容判斷，它解釋說明空當前evidence 的具體內容，因此，空當以及后面應為同位語從句，同位語從句一般由that 引導。只有帶有reason 后的同位語從句才由why 來引導。題意：有跡象表明：不誠實行為有減有增。

　　4、D　空當后出現的謂語動詞和空當前的all 組成一個完整的主謂結構。據此推斷：空當處為一個定語或定語從句。what 不可引導定語從句，A 即可排除。B 和C 語義不通，也可排除。因此，D 為正確選擇。that 引導定語從句，在從句中作主語。題意為：所需要的一切是不斷提供基本的生活必需品。

　　5、C　根據四項選擇及空當后內容可推知題意：小孩在火車事故中幸免于難，這真是奇跡。據此題意，was 前為一個主語從句。A 無引導詞，故排除。B 和D 雖有引導詞，但語義不通。C 為正確選擇。that 引導主語從句，在從句中不充當成分。